In a blended family, at least one partner has one or more children from a previous relationship. Swiss inheritance law is fundamentally designed around traditional families. However, it offers many options to help realize one’s intentions.
It is not feasible to outline all the configurations of blended families here. There is also no one-size-fits-all solution that works for every blended family. Consulting a legal expert to ascertain the individual circumstances and intentions in the event of death is essential. Only in this way can a tailored solution be developed for you.
One thing is clear: in most cases, a deviation from the statutory inheritance law is required to ensure that one's true wishes are honored. Whether you wish to favor your partner or treat both biological and stepchildren equally, such provisions can be implemented through prenuptial agreements, inheritance contracts, wills, and also through lifetime arrangements. We are happy to assist you!
Do not forget to consider the beneficiary arrangements of the second pillar (occupational pension) or any life insurance policies. This is particularly important for unmarried parents in a blended family or for cohabiting partners, as well as regarding stepchildren. Usually, an explicit declaration to the pension fund or insurance company is required to adjust the existing arrangements. Note that this may require a certified signature, must be done using a form provided by the insurance company, or possibly both.
Lastly, consider the advance directive (Vorsorgeauftrag). We are also happy to advise you on this matter.
Lucerne, August 24, 2020
Simeon Beeler
